Glossary › LTV
What is LTV (Loan to Value)?
The loan amount as a percentage of the property or asset value.
LTV = loan ÷ asset value. A 90% LTV means a 10% down payment. Lower LTV (bigger deposit) usually means a lower interest rate and less risk for the lender.
Example
A ₹45,00,000 loan on a ₹50,00,000 home is 90% LTV.